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California Fix and Flip Loan Specialists since 1990

In 1990, Save Financial was founded with a clear goal: to craft exceptional mortgage options tailored to the needs of Californians. As a direct lender, we concentrate on various financial products, including fix and flip loans, hard money and private equity lending, construction loans, and innovative financing solutions. Whether you're an individual involved in buying, renovating, and selling distressed or bank-owned properties or seeking to access funds from any property, be it residential or commercial, our specialized programs are designed with you in mind.

With a focus on the California fix and flip loan industry since 1990, we have honed our expertise. We are adaptable and can tailor a loan to align perfectly with your unique business model.

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Industry Leader

Save Financial holds a valid license issued by the California Department of Real Estate (License #01854935) and is well-regarded as a frontrunner in the industry, renowned for its ability to finance challenging loans. Our commitment to a streamlined process ensures swift funding without unnecessary complications. We offer a range of loan programs tailored to accommodate various scenarios, even including individuals with less-than-ideal credit histories, past bankruptcies, or foreclosures. Over the past 32 years, we have assisted a diverse clientele, spanning from novice real estate investors to prominent developers, in securing the ideal financing solutions for their needs.

Family Owned

As a family-owned business, we take pride in our close-knit and dedicated team of investment advisors, loan officers, loan processors, and support personnel, many of whom have been part of our team for numerous years. Our primary focus centers on assisting fix and flip buyers, including seasoned and skilled contractors, brokers, and investors who specialize in acquiring distressed properties well below market value. Additionally, we provide financing options for “spec” homes, apartment complexes, commercial properties, and real estate-backed business loans. Consider Save Financial as your all-inclusive destination for real estate financing needs. Contact us today or complete a brief application to begin your journey!

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Some Words from our Clients

I have had many mortgages and Refis in the past, but the experience I had with Save Financial, Incorporated was definitely the best. I worked with Ali Nakhjavani (my loan agent), he is a great individual, highly professional, and now my good friend. I shopped around and checked for the rates and fees with several lenders, before contacting Ali for my refi and comparing to all quotes, Ali provided me with absolutely the lowest rate, very fast process loan, and almost with no costs (only few hundreds) for $600k of refi. I would like to thank Ali & Save Financial, Incorporated very much for their great service. I really appreciated!
Saman ParsiClient
Positive: Professionalism, Quality, Responsiveness, Value I worked with Ali on my refinancing needs and couldn't be happier. He is very professional, responds to your questions in timely manner. He is the best. He went above and beyond with my refinancing needs to get me the BEST rate possible. He offered great advise which option was best for me. He made sure to keep me updated with the loan process, when to expect closing etc. He then followed up with me once the closing was done and the new loan was funded. I am very happy with Ali's services and I highly recommend to anyone for their mortgage needs. Thank you Ali.
Johny RodriguesClient
I've used Save Financial to refinance my home mortgage twice within the last year. Both times were to dramatically reduce the interest rate. Each time, they offered the best rates I could find. I worked with Ali who is knowledgeable, professional, and provided me clear instructions on what needed to be done while keeping me informed every step of the way. I didn't have much time to deal with a refinance due to many things competing for my time, so I wasn't as responsive as I should have been. Ali was patient and provided the appropriate gentle reminders for me to submit the necessary documents and complete the required forms. Two big thumbs up!
Phil MalatrasClient
We shopped around a lot when looking for loans for our refinance. Ali with Save Financial consistently had the lowest rates and the best deal. More than that, he took the time to explain every detail, was honest and upfront from the start, and he made the whole process smooth and worry free. Will definitely recommend to others and, if the opportunity arises, he'll be the first I call when I'm looking for a new loan.
Erika HolladayClient
I applied for mortgage refinancing. Everything was explained in clear and straight way, all process was smooth and well organized. Rate was very competitive and one of the lowest at that time. Even when some additional unexpected expenses popped-up (homeowner association was asking a fee to provide required document), it was covered by Save Financial. I recommended Save Financial to my friend and he also was very happy with the service. I highly recommend Save Financial for your mortgage needs.
Joseph Bar OnClient
Positive: Professionalism, Quality, Responsiveness Ali and team at Save Financial are the best. This was my second time refinancing with them within the past year. Ali is a great communicator often responding to emails within the hour. He gives you very honest advice (no BS and no upsell. They offer a very competitive refinance rate. Process was very straight forward and quick. Document submission was very easy and secure (online uploads and signatures). They even offer mobile notary services to finalize all document signatures at your convenience. Highly recommend them!
Raymond HwangClient
We refinanced two properties in parallel and Mike/Team did an amazing job. They were able to get the best rates for us. Also, Mike is extremely responsive and on top of his game. Recommend working with him for your financing needs.
Nanig MehranianClient
Ali and his team are the best! They have the best rates (guaranteed - after comparing several different other companies). I bought my first house with them, and could not have had a better and easier experience. I refinanced six years later, to take advantage of lower rates. Ali and his team locked in my rate at no time, to make sure Im safe if the rates go up. They gave me several options, and explained the process, and answered all of my questions right away and with extreme patience. They never tried to rush me or made me feel I am asking too many questions. I could not have asked for a better service! Thank you!!!!
keren bavilskiClient
Mike and the team at Save Financial have been excellent to work with. They handled my original mortgage and refinance quickly and professionally. I highly recommend working with them. There were no surprises, and my transactions went smoothly. I would use them again without hesitation.
James BlairClient
Refinance process was relatively easy. Can't beat their rates. I've refinanced a few times with Save Financial already and have referred some friends who've done the same. They process a lot of loans so just know that response to email can be slow, but they do eventually respond and they do take and respond to phone calls. Never had an issue on a HUD that I needed fixed. Certainly recommend if you're looking for a great rate and super low closing costs.
Ahmad AlkilaniClient